Calculating Brokerage on the Fly

by Shabbir Bhimani on January 27, 2010

A user question and this time it is about the brokerages and how to calculate them.

I am the new for the share marketing I am open the account for Sharekhan. I don’t know how to calculating brokerage for Sharekhan. Will you please explain how to calculating the brokerage giving me some example.

Thank you sir

As far as I know Sharekhan have a brokerage plan of 5 paise / 50 paise but if you push hard at the time of opening an account they can bring brokerage down as well but let’s assume 5 paise / 50 paise as the brokerage plan and do the calculation.

Now what does 5 paise / 50 paise mean.

It means that when you do a transaction (Buy or Sell) of 100 Rs on delivery based buying or in simple terms if you buy shares with a plan not to sell the same day you pay 50 paise as brokerage. On top of these 50 paise there will be other tax and charges which roughly makes these 50 paise close to 70 paise.

But if you square of the trade on the same day you will not be paying 50 paise but it will be 5 paise instead.

The same brokerage also applies when you sell the shares. I.e. on 100 Rs share price you pay 50 paise as brokerage.

Example

How to calculate the brokerage very fast and with no calculator?

Just add 1.5 Rs per 100 Rs to the actual share price.

Let’s say you buy Reliance Industries at 1050 Rs. (Rounded price as of now)

Now the total brokerage roughly that you will pay for buying as well as selling would be 15.75 per unit.

So the cost price will be 1050 +15.75 and so if you sell Reliance Industries at 1065.75 you will make some profit.

My broker is Motilal Oswal and My Brokerage plan is 3 paise / 30 Paise and so for this I just add 1 Re per 100 Rs to the actual share price.

I.e. 1050 + 10.5 i.e. 1060.50 will be my price where I can make some profit.

So how do you calculate your brokerage?

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{ 37 comments… read them below or add one }

dbr February 19, 2010 at 4:30 pm

i am using HDFC Sec for buying shares. I usually buy upto Rs 2000 in a single day. i am charged around 2.5 % as brokerage. is it the usual amount. will i save some money if i change the broker?
thankx in advance.

Reply

Shabbir Bhimani February 19, 2010 at 4:56 pm

dbr, you should change ASAP as that is too high a brokerage plan.

Reply

anita September 18, 2010 at 12:56 pm

hello sir
i am a new investor and iwant to know claculation of brokrage
my delivery brokrage is .02% and intraday is .03%.i dont know claculation of brokrage

Reply

Shabbir Bhimani September 20, 2010 at 9:35 pm

Anita, I guess you have some error in telling the brokerage because it cannot be as low as 0.02% for delivery

Reply

anita September 22, 2010 at 8:56 am

my self anita .i dont know how calculate brokrage.my delivery brokrage is .2% and intraday is .03%.please give me a answer
example
i have brought a 30 share of surya laxmi at the rate of 137.45.how i calculate brokrage[delivery]
i have brought a 50 share of texmaco at 171.50.how i calculate brokrage [intraday]

Reply

Shabbir Bhimani September 23, 2010 at 10:10 am

It will be for a share price of 100 Rs your one side brokerage will be 0.50 Paise and that is your cost price will be close to 100.50 Rs

Reply

puneet October 7, 2010 at 11:07 pm

i take a putof oct,6000@56, broker charge me rs.2/share and at the end of sell put @65 they again charge rs.2 /share ,how much i pay for this.ultimately i am paid rs.4 /share of nifty 50 shares in put

Reply

puneet October 7, 2010 at 11:08 pm

will you please suggest me best brokrage plan and best company

Reply

Shabbir Bhimani October 8, 2010 at 8:51 am

For me top of the list is Motilal Oswal and second is Share Khan where you have to negotiate.

Reply

Sachin December 8, 2010 at 3:26 pm

I guess, in the example you should have mention the quantity of shares purchased. Let me know if the below example clarify’s the brokerage calculation better.

In general the brokerage charges while buying or selling stocks varies from one stocking broking firm to another, and even it depends upon the volumes of your investment, higher the volume of investment less the brokerage charged. Here I will illustrate how to calculate the value of brokerage charged while buying or selling stocks.

While buying stocks:

Say the market value of the stock you have purchased if INR 100 and the brokerage charges is 0.50%

The total value of stock purchased will be equal to 100.50(INR 100 +0.50#)

#=100*0.50/100=0.50

So if you’re buying 50 shares the total bill amount you should pay to your stock broker would be 100.50*50=5025

While selling stocks:

Say the market value of the stock you are selling is INR 100 and the brokerage is 0.50%

The sale value of the share would be 99.50(100-0.5#)

#=100*0.50/100

So if you are selling 50 shares the total bill amount your stock broker will pay you is 99.50*50=4975

Reply

Shabbir Bhimani December 8, 2010 at 4:17 pm

The number of shares does not change the price of each shares and yes what you have done is what I have also done.

Reply

TEJASHREE January 11, 2011 at 5:44 pm

hello sir
i am a new investor and iwant to know claculation of brokrage
i am buying 15 shares of bharati airtel as the rate of 340.70 and my delivery brokrage rate is 0.30% and 0.10 min , so please give me answer.

Reply

Shabbir Bhimani January 11, 2011 at 6:48 pm

Average price for your purchase will be roughly 341.05

Reply

TEJASHREE January 17, 2011 at 1:59 pm

sir ,

but sir how to calculate this brokrage for delivery .my purchase shares of total amt is 5134 and brokrage – 0.30% & 0.10 min , bhartiairtel 15 shares buying

Reply

Shabbir Bhimani January 17, 2011 at 2:27 pm

If you are not able to get the calculation I think best option is to go for a contract notes at the end of the day.

Reply

Meena January 12, 2011 at 1:59 am

Hi Shabbir, Can you pls suggest me a broker best suited for long term investor that do not have high yearly charges. I don’t trade usually buy and hold for 2-5 yrs. Pls help…my current broker Edelweiss is too costly. Thanks

Reply

Shabbir Bhimani January 12, 2011 at 8:40 am

Ideally ShareKhan or ICICIDirect because things can be done very easily online. See http://shabbir.in/stock-brokers-review/

Reply

Reji January 12, 2011 at 12:31 pm

Hi shabbir, I would like to buy the following shares.
1.Sterlite Ind. 2.ITC 3.PFC 4.Tata Steel 3.Renuka Sugar

Since I am on tight budget, Kindly select two shares you like the most from the above list and explain the reason to select the same.

Reply

Shabbir Bhimani January 12, 2011 at 1:25 pm

Reji, If you are tight on budget don’t go for any one of them because buying shares is not about names. You should be buying the right shares, at the right time and at the right price.

You only want to know right shares which is no way ideal for good returns.

Reply

Sumanth February 16, 2011 at 10:51 pm

Hi…

I don’t know y ppl are getting confused or making things so complicated. The simple way of calculation brokerage charges is like this.

The total amount which which u have spent on & at the end of the trading mutiplied by brokerage charges. Irrespective of Profit/loss u earned u have to pay brokerage charges

For instance(intraday), u have spent 10000 INR for buying and 10000 INR for selling. At the end u would have earned +/- 500 .Now addup both 20000(+/-500)*(05/100)=??? what ever the outcome.., that is ur brokerages charges.

Hope it clarifies ur Doubts!!!!

Reply

Deb June 16, 2011 at 2:22 pm

I am week in math so tell me the faster way to calculate brokarage with an example.

Reply

Shabbir Bhimani June 16, 2011 at 2:53 pm

Probably you need to be using calculator then because this is not any exam where you cannot use a calculator.

Reply

Amit June 17, 2011 at 1:03 am

Can you please tell me the details of all brokrages by different trading/brokrage companies ?

Reply

Shabbir Bhimani June 17, 2011 at 6:49 am

Amit, many brokerage house has brokerage which is negotiable.

Reply

Soumya July 12, 2011 at 12:57 am

Hello,
I have seen online brokers providing a trading account as well as a demat account. Aren’t these two accounts the same. If not what is the difference between trading acc and demat acc.

One more question for you Shabbir. I am new to online trading. Is it possible to sell off shares before even they are deposited in our demat account.Like you mentioned as squaring off.

Reply

Shabbir Bhimani July 12, 2011 at 6:33 am

Soumya, Trading and demat account are different. Trading account as the name suggest is where you trade your shares and demat account is where the repository of shares in digital format. You can have multiple trading account with multiple brokers but use the single demat account.

Yes shorting of shares is possible but in Indian markets you cannot short shares which are not in Nifty for an overnight position.

Reply

Soumya July 13, 2011 at 2:04 am

Thanks Shabbir.
I had opened a demat account and trading account with my bank which was RBS, in 2008. There are a few shares in there and the account has been mostly unused after the market crash. Can I use the same demat account with another online broker.Or will I have to check if that demat account is still valid or not. How do I check.What if I abandon that demat account and try to open a new one.

Reply

Shabbir Bhimani July 13, 2011 at 8:13 am

Soumya, yes you can use the same demat account but the problem would be the sales person who will visit your place will not allow you to do so because normally trading account is free and demat account is charges few hundreds annually.

Reply

prakash August 19, 2011 at 12:53 pm

intraday brockrage they said @0.005% but after my calculation it is near about o.oo9%what to do?

Reply

Shabbir Bhimani August 19, 2011 at 1:44 pm

Call them and ask

Reply

Miya Bhai October 23, 2011 at 3:38 am

Assalamulaykum..

I calculate it roughly….

For example I buy 1000 shares worth 100 each, its 1000X Rs100 = 1,00,000

1ps brockerage => Rs 1,00,000 / 10,000 = 10Rs + Extra

For example, the share touches 103,

1ps Brockerage => Rs103 X 1000 = 103000 / 10,000 = 10.3Rs

this above example is for intraday @ 0.01%.

The figure looks 20.3, but may go to 30-40 because of service taxes and STT.

Reply

Sayeeda October 27, 2011 at 7:18 pm

Dear sir,
Please let me know the calculation of brokerage for 1000 shares at Rs 70/. As per my agent it is rate*applicable brokerage ie 70*.05 is 0.35.Later he says quantity*brokerage ie he says 1000*0.35 I am unable to understand please help me and also tell me there are any slabs

It will be a great help for me

Thanks

Reply

Shabbir Bhimani October 27, 2011 at 8:18 pm

Sayeeda, Yes ideally the price of each share would be 70.05. That is how normally it is calculated.

Reply

Sayeeda October 27, 2011 at 8:40 pm

Dear sir,

Intraday, if applicable brokerage is 0.50%.ie say we buy 1000 shares at the rate of Rs 70/ he says formula is applicable brokerage*market rate ie 70*0.50% ie 0.35 and minimum is 0.05 ps per share. later he says whichever is more so to say for 1000 shares is quantity*brokerage per share ie 1000*0.35 Hence brokerage will be Rs 350. This is my doubt please clarify. I am actually calculating according to what you have said but incurring heavy loss.

Reply

Shabbir Bhimani October 28, 2011 at 11:05 am

Can you ask what is your brokerage rate. Is it 50 paise.

Reply

Abhishek March 13, 2012 at 3:38 pm

Shabbir Bhimani

i want to be a sub broker… can u help me out in this matter?
which broking house is best?? and what is profits and losses in this business?
and i am talking to Angel broking.. reliance money.. and india bulls?? which is a gud company??

Reply

Shabbir Bhimani March 13, 2012 at 5:07 pm

No Abhishek, I have no experience about sub broking but I don’t see any losses in this business if you can manage your clients and grow them over time but yes I see the profit to be very very less.

Reply

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