I hardly could find any information or review about the portfolio management services online and so I was only left with doing the experimentation myself. In my recent review about stock brokers my top pick was ShareKhan and so I thought let us experiment a PMS with them and see.
Stay Invested or Pay Back My Home Loan? I have tried to answer this question to the best of my understanding. Now its your turn to add more suggestions.
I am making this statement because ELSS comes with a mandatory lock-in period of three years. This happens to be the smallest lock-in period that is available in the 80C basket. You can compare this with PPF, which matures in 15 years, NSC in 6 years and FD requires five years to get the tax break.
The most common and traditional form of diversifying one’s portfolio is by diversifying across various asset classes, such as equities, fixed income, real estate, commodities like bullion and crude etc. However, many investors will readily sacrifice this discipline when a particular asset class is faring exceedingly well. As a result, their allocations become distorted.
In my opinion, my friend should try to figure the reason for the poor performance and to compare the schemes with his peers. It is a known fact that the market has dropped around 30% from its peak levels and nearly all stock investments have suffered to some extent.
Timing the market is not everyone’s cup of tea. However, the good news is, that time in the market has historically shown more consistent success than timing the market.
Just thought I would list all the stocks I normally track or have some money invested in them. The list is entirely mine and I would like to make such a portfolio where I have all of them but as of now I have some of them only.
Diversifying your portfolio is always one the thing people tend to miss but its one of the most important thing when you would like to be making good bucks in the stock world.